He said: What is the matter that I am seeing you sitting in the mosque when there is no time of prayer?
He said: I am entangled in cares and debts, Messenger of Allah.
He replied: Shall I not teach you words by which, when you say them, Allah will remove your care, and settle your debt?
He said: Why not, Messenger of Allah?
He said: Say in the morning and evening: "O Allah, I seek refuge in You from care and grief, I seek refuge in You from incapacity and slackness, I seek refuge in You from cowardice and niggardliness, and I seek in You from being overcome by debt and being put in subjection by men."
He said: When I did that Allah removed my care and settled my debt.
In-book : Book 8, Hadith 140
English translation : Book 8, Hadith 1550