Seek refuge with Allah by saying the words which the Prophet (ﷺ) used to say while seeking refuge with Allah, "0 Allah! I seek refuge with You from cowardice, and seek refuge with You from miserliness, and seek refuge with You from reaching a degraded geriatric old age, and seek refuge with You from the afflictions of the world and from the punishment in the grave."
Reference: Sahih al-Bukhari 6374 In-book : Book 80, Hadith 71 USC-MSA web (English) : Vol. 8, Book 75, Hadith 385 (deprecated)
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